BETWEEN USER AND Vision InsureSafe
The 'Vision InsureSafe' Web
Site is comprised of various Web sites and Web pages operated by Vision
InsureSafe or its affiliates (collectively, the "Vision InsureSafe
The Vision InsureSafe Web Sites are offered to you conditional on your
acceptance without modification of the terms, conditions, and notices
contained herein. Your use of the Vision InsureSafe Web Sites constitutes
your agreement to all such terms, conditions, and notices.
In the event that any of the terms, conditions, and notices contained
herein conflict with other terms and guidelines contained within any particular
Vision InsureSafe Web Site, then these terms shall control.
PRIVACY AND PROTECTION OF PERSONAL INFORMATION
See the Privacy Statement
MEMBER ACCOUNT, PASSWORD, AND SECURITY
www.visioninsuresafe.co.uk requires you to open an account to do so you
must complete the registration process by providing us with current, complete
and accurate information as prompted by the applicable registration form.
You then choose a password and a user name. You are entirely responsible
for maintaining the confidentiality of your password and account. Furthermore,
you are entirely responsible for any and all activities that occur under
your account. You agree to notify Vision InsureSafe Ltd immediately of
any unauthorized use of your account or any other breach of security.
Vision InsureSafe will not be liable for any loss that you may incur as
a result of someone else using your password or account, either with or
without your knowledge. However, you could be held liable for losses incurred
by Vision InsureSafe or another party due to someone else using your account
or password. You may not use anyone else's account at any time, without
the permission of the account holder.
Vision InsureSafe reserves the right to change the terms, conditions,
and notices under which the Vision InsureSafe Sites/Services are offered,
including but not limited to the charges associated with the use of the
Vision InsureSafe Sites/Services. You are responsible for regularly reviewing
these terms and conditions and additional terms posted on particular websites.
Your continued use of the Vision InsureSafe Sites/Services constitutes
your agreement to all such terms, conditions, and notices.
PERSONAL AND NON-COMMERCIAL USE LIMITATION
Unless otherwise specified, the Vision InsureSafe Sites/Services are
for your personal and non-commercial use. You may not modify, copy, distribute,
transmit, display, perform, reproduce, publish, license, create derivative
works from, transfer, or sell any information, software, products or services
obtained from the Vision InsureSafe Sites/Services.
LINKS TO THIRD PARTY SITES
The Vision InsureSafe Sites/Services may contain links to third party
Web sites ("Linked Sites"). The Linked Sites are not under the
control of Vision InsureSafe and Vision InsureSafe is not responsible
for the contents of any Linked Site, including without limitation any
link contained in a Linked Site, or any changes or updates to a Linked
Site. Vision InsureSafe is not responsible for web casting or any other
form of transmission received from any Linked Site nor is Vision InsureSafe
responsible if the Linked Site is not working appropriately. Vision InsureSafe
is providing these links to you only as a convenience, and the inclusion
of any link does not imply endorsement by Vision InsureSafe of the site
or any association with its operators. You are responsible for viewing
Any dealings with third parties (including advertisers) included within
the Vision InsureSafe Sites/Services or participation in promotions, including
the delivery of and the payment for goods and services, and any other
terms, conditions, warranties or representations associated with such
dealings or promotions, are solely between you and the advertiser or other
third party. Vision InsureSafe shall not be responsible or liable for
any part of any such dealings or promotions.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the Vision InsureSafe Sites/Services, you
will not use the Vision InsureSafe Sites/Services for any purpose that
is unlawful or prohibited by these terms, conditions, and notices. You
may not use the Vision InsureSafe Sites/Services in any manner, which
could damage, disable, overburden, or impair any Vision InsureSafe Site/Service(s)
(or the network(s) connected to any Vision InsureSafe Site/Service(s))
or interfere with any other party's use and enjoyment of any Vision InsureSafe
Site/Service(s). You may not attempt to gain unauthorized access to any
Vision InsureSafe Site/Service, other accounts, computer systems or networks
connected to any Vision InsureSafe Site/Service, through hacking, password
mining or any other means. You may not obtain or attempt to obtain any
materials or information through any means not intentionally made available
through the Vision InsureSafe Sites/Services.
USE OF SERVICES
The Vision InsureSafe Sites/Services may contain e-mail services, bulletin
board services, chat areas, news groups, forums, communities, personal
web pages, calendars, photo albums, file cabinets and/or other message
or communication facilities designed to enable you to communicate with
others (collectively, "Communication Services"). You agree to
use the Communication Services only to post, send and receive messages
and material that are proper and, when applicable, related to the particular
Communication Service. By way of example, and not as a limitation, you
agree that when using a Communication Service, you will not:
- Use the Communication Service in connection with surveys, contests,
pyramid schemes, chain letters, junk email, spamming or any duplicative
or unsolicited messages (commercial or otherwise).
- Defame, abuse, harass, stalk, threaten or otherwise violate the legal
rights (such as rights of privacy and publicity) of others.
- Publish, post, upload, distribute or disseminate any inappropriate,
profane, defamatory, infringing, obscene, indecent or unlawful topic,
name, material or information.
- Upload files that contain software or other material protected by
intellectual property laws (or by rights of privacy of publicity) unless
you own or control the rights thereto or have received all necessary
consents to do the same.
- Upload files that contain viruses, Trojan horses, worms, time bombs,
cancelbots, corrupted files, or any other similar software or programs
that may damage the operation of another's computer or property of another.
- Advertise or offer to sell or buy any goods or services for any business
purpose, unless such Communication Service specifically allows such
- Download any file posted by another user of a Communication Service
that you know, or reasonably should know, cannot be legally distributed
in such manner.
- Falsify or delete any author attributions, legal or other proper
notices or proprietary designations or labels of the origin or source
of software or other material contained in a file that is uploaded.
- Restrict or inhibit any other user from using and enjoying the Communication
- Violate any code of conduct or other guidelines, which may be applicable
for any particular Communication Service.
- Harvest or otherwise collect information about others, including
- Violate any applicable laws or regulations. Create a false identity
for the purpose of misleading others.
- Use, download or otherwise copy, or provide (whether or not for a
fee) to a person or entity any directory of users of a Vision InsureSafe
Site/Service(s) or other user or usage information or any portion thereof.
Vision InsureSafe has no obligation to monitor the Communication Services.
However, Vision InsureSafe reserves the right to review materials posted
to a Communication Service and to remove any materials in its sole discretion.
Vision InsureSafe reserves the right to terminate your access to any or
all of the Communication Services at any time, without notice, for any
Vision InsureSafe reserves the right at all times to disclose any information
as Vision InsureSafe deems necessary to satisfy any applicable law, regulation,
legal process or governmental request, or to edit, refuse to post or to
remove any information or materials, in whole or in part, in Vision InsureSafe's
Always use caution when giving out any personally identifying information
about yourself or your children in any Communication Service. Vision InsureSafe
does not control or endorse the content, messages or information found
in any Communication Service and, therefore, Vision InsureSafe specifically
disclaims any liability with regard to the Communication Services and
any actions resulting from your participation in any Communication Service.
Managers and hosts are not authorized Vision InsureSafe spokespersons,
and their views do not necessarily reflect those of Vision InsureSafe.
Materials uploaded to a Communication Service may be subject to posted
limitations on usage, reproduction and/or dissemination; you are responsible
for adhering to such limitations if you download the materials.
MATERIALS PROVIDED TO Vision InsureSafe OR POSTED AT ANY Vision InsureSafe
Vision InsureSafe does not claim ownership of the materials you provide
to Vision InsureSafe (including feedback and suggestions) or post, upload,
input or submit to any Vision InsureSafe Site/Service or its associated
services for review by the general public (each a "Submission"
and collectively "Submissions"). However, by posting, uploading,
inputting, providing or submitting your Submission you are granting Vision
InsureSafe, its affiliated companies and necessary sub licensees permission
to use your Submission in connection with the operation of their Internet
businesses including, without limitation, the rights to: copy, distribute,
transmit, publicly display, publicly perform, reproduce, edit, translate
and reformat your Submission; and to publish your name in connection with
No compensation will be paid with respect to the use of your Submission,
as provided herein. Vision InsureSafe is under no obligation to post or
use any Submission you may provide and Vision InsureSafe may remove any
Submission at any time in its sole discretion.
By posting, uploading, inputting, providing or submitting your Submission
you warrant and represent that you own or otherwise control all of the
rights to your Submission as described in this section including, without
limitation, all the rights necessary for you to provide, post, upload,
input or submit the Submissions.
SOFTWARE AND CONTENT AVAILABLE THROUGH THE Vision InsureSafe SITES/SERVICES
All content and software (if any) that is made available to view and/or
download in connection with the Vision InsureSafe Sites/Services, excluding
content and/or software that may be made available by end-users through
a Communication Service ("Software") is owned by and is the
copyrighted work of Vision InsureSafe Corporation and/or its suppliers
and is protected by copyright laws and international treaty provisions.
Your use of the Software is governed by the terms of the end user license
agreement, if any, which accompanies or is included with the Software
("License Agreement"). You may not install or use any Software
that is accompanied by or includes a License Agreement unless you first
agree to the License Agreement terms.
For any Software not accompanied by a license agreement, Vision InsureSafe
Corporation hereby grants to you, the user, a revocable personal, non-transferable
license to use the Software for viewing and otherwise using the particular
and for no other purpose provided that you keep intact all copyright and
other proprietary notices. Any reproduction or redistribution of the content
and/or Software is expressly prohibited by law, and may result in severe
civil and criminal penalties. Violators will be prosecuted to the maximum
extent possible. Without limiting the foregoing, copying or reproduction
of the content or software to any other server or location for further
reproduction or redistribution is expressly prohibited.
The information, software, products, and services included in or available
through the Vision InsureSafe sites/services may include inaccuracies
or typographical errors. Changes are periodically made to the Vision InsureSafe
sites/services and to the information therein. Vision InsureSafe and/or
its respective suppliers may make improvements and/or changes in the Vision
InsureSafe sites/services at any time. Advice received via the Vision
InsureSafe sites/services should not be relied upon for personal, medical,
and legal or financial decisions and you should consult an appropriate
professional for specific advice tailored to your situation.
Vision InsureSafe limited and/or its respective suppliers make no representations
about the suitability, reliability, availability, timeliness, lack of
viruses or other harmful components and accuracy of the information, software,
products, services and related graphics contained within the Vision InsureSafe
sites/services for any purpose.
All such information, software, products, services and related graphics
are provided "as is" without warranty of any kind. Vision InsureSafe
and/or its respective suppliers hereby disclaim all warranties and conditions
with regard to this information, software, products, services and related
graphics, including all implied warranties and conditions of merchantability,
fitness for a particular purpose, workmanlike effort, title and non-infringement.
You specifically agree that Vision InsureSafe shall not be responsible
for unauthorized access to or alteration of your transmissions or data,
any material or data sent or received or not sent or received, or any
transactions entered into through an Vision InsureSafe site/service. You
specifically agree that Vision InsureSafe is not responsible or liable
for any threatening, defamatory, obscene, offensive or illegal content
or conduct of any other party or any infringement of another's rights,
including intellectual property rights. You specifically agree that Vision
InsureSafe is not responsible for any content sent using and/or included
in a Vision InsureSafe site/service by any third party.
In no event shall Vision InsureSafe and/or its suppliers be liable for
any direct, indirect, punitive, incidental, special, consequential damages
or any damages whatsoever including, without limitation, damages for loss
of use, data or profits, arising out of or in any way connected with the
use or performance of the Vision InsureSafe sites/services, with the delay
or inability to use the Vision InsureSafe sites/services or related services,
the provision of or failure to provide services, or for any information,
software, products, services and related graphics obtained through the
Vision InsureSafe sites/services, or otherwise arising out of the use
of the Vision InsureSafe sites/services, whether based on contract, tort,
negligence, strict liability or otherwise, even if Vision InsureSafe or
any of its suppliers has been advised of the possibility of damages. If
you are dissatisfied with any portion of the Vision InsureSafe sites/services,
discontinue using the Vision InsureSafe sites/services.
GENERAL TERMS REGARDING USE AND STORAGE
You agree that Vision InsureSafe may establish limits concerning use
of any service offered on an Vision InsureSafe Website, including without
limitation, the maximum number of days that e-mail messages will be retained
by the service, the maximum number of e-mail messages that may be sent
from or received by an account on the service, the maximum size of an
e-mail message that may be sent from or received by an account on the
service, the maximum disk space that will be allotted on Vision InsureSafe's
servers on your behalf, and the maximum number of times and duration you
may access the service in a given period of time.
You agree that Vision InsureSafe has no responsibility or liability for
the deletion, corruption or failure to store any messages or other content
maintained or transmitted by the service. You acknowledge that Vision
InsureSafe reserves the right to delete accounts that are inactive for
an extended period of time.
Vision InsureSafe Ltd makes no warranty that any service will be uninterrupted,
timely, secure or error-free.
SERVICE CONTACT: email@example.com
Vision InsureSafe reserves the right, in its sole discretion, to terminate
your access to any or all Vision InsureSafe Sites/Services and the related
services or any portion thereof at any time, without notice.
Vision InsureSafe shall have no obligation to maintain any content or
to forward any unread or unsent messages to you or any third party.
NO SPAM; DAMAGES
Vision InsureSafe will immediately terminate any account, which it believes,
in its sole discretion, is transmitting or is otherwise connected with
any Spam or other unsolicited bulk email. In addition, because damages
are often difficult to quantify, if actual damages cannot be reasonably
calculated then you agree to pay Vision InsureSafe liquidated damages
of £10.00 (Sterling) for each piece of Spam or unsolicited bulk
email transmitted from or otherwise connected with your account, otherwise
you agree to pay Vision InsureSafe's actual damages, to the extent such
actual damages can be reasonably calculated.
It is the express will of the parties that this agreement and all related
documents have been drawn up in English.
The laws of the United Kingdom govern this agreement. You hereby irrevocably
consent to the exclusive jurisdiction and venue of courts in United Kingdom
in all disputes arising out of or relating to the use of the Vision InsureSafe
Use of the Vision InsureSafe Sites/Services is unauthorized in any jurisdiction
that does not give effect to all provisions of these terms and conditions,
including without limitation this paragraph. You agree that no joint venture,
partnership, employment, or agency relationship exists between you and
Vision InsureSafe as a result of this agreement or use of the Vision InsureSafe
Sites/Services. You agree to indemnify and hold Vision InsureSafe, its
parents, subsidiaries, affiliates, officers and employees, harmless from
any claim, demand, or damage, including reasonable legal fees, asserted
by any third party due to or arising out of your use of or conduct on
the Vision InsureSafe Sites/Services. Vision InsureSafe reserves the right
to disclose any personal information about you or your use of the Vision
InsureSafe Sites/Services, including its contents, without your prior
permission if Vision InsureSafe has a good faith belief that such action
is necessary to: (1) conform to legal requirements or comply with legal
process; (2) protect and defend the rights or property of Vision InsureSafe
or its affiliated companies; (3) enforce the terms or use; or (4) act
to protect the interests of its members or others. Vision InsureSafe's
performance of this agreement is subject to existing laws and legal process,
and nothing contained in this agreement is in derogation of Vision InsureSafe's
right to comply with governmental, court and law enforcement requests
or requirements relating to your use of the Vision InsureSafe Sites/Services
or information provided to or gathered by Vision InsureSafe with respect
to such use. If any part of this agreement is determined to be invalid
or unenforceable pursuant to applicable law including, but not limited
to, the warranty disclaimers and liability limitations set forth above,
then the invalid or unenforceable provision will be deemed superseded
by a valid, enforceable provision that most closely matches the intent
of the original provision and the remainder of the agreement shall continue
in effect. Unless otherwise specified herein, this agreement constitutes
the entire agreement between the user and Vision InsureSafe with respect
to the Vision InsureSafe Sites/Services and it supersedes all prior or
contemporaneous communications and proposals, whether electronic, oral
or written, between the user and Vision InsureSafe with respect to the
Vision InsureSafe Sites/Services. A printed version of this agreement
and of any notice given in electronic form shall be admissible in judicial
or administrative proceedings based upon or relating to this agreement
to the same extent and subject to the same conditions as other business
documents and records originally generated and maintained in printed form.
COPYRIGHT AND TRADEMARK NOTICES:
All contents of the Vision InsureSafe Web Sites are: Copyright of Vision
InsureSafe and/or its suppliers, 71 Bexley High Street, Bexley Kent DA5
1AA. All rights reserved.
The example companies, organizations, products, people and events depicted
herein are fictitious. No association with any real company, organization,
product, person, or event is intended or should be inferred.
Any rights not expressly granted herein are reserved.
Subscription-Based Content. Some contents and/or services on Vision InsureSafe
may be offered to you conditional on your purchase of a subscription.
If you elect to purchase subscription-based content/services and transmit
to Vision InsureSafe a subscription purchase request, you warrant that
all information that you submit is true and accurate (including without
limitation your credit card number and expiration date), and you agree
to pay all subscription fees you incur plus all applicable taxes. If you
have purchased an automatically renewing subscription, you will not be
charged the monthly subscription fee after three months notice of cancellataion
(but there are no refunds of subscription fees previously paid). No cancellation
of access to free content and/or services or to non-renewing subscriptions
is required. Your subscription is personal to you and the members of your
household, and you may not transfer or make available your account name
and password to others, including without limitation your co-workers.
Any distribution by you of your account name and password may result in
cancellation of your subscription without refund and in additional charges
based on unauthorized use.
Vision InsureSafe reserves the right to charge listing fees for certain
listings, as well as transaction fees based on certain completed transactions
using the Services. Vision InsureSafe further reserves the right to alter
any and all fees from time to time, without notice.
You shall be completely responsible for all charges, fees, duties, taxes,
and assessments arising out of the use of the Services.